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Current Mortgage Rates in Scotland – September 2025

Current Mortgage Rates in Scotland – September 2025

1. Scotland-Specific Trends According to the Scottish Government’s Housing Market Review (Q2 2025), the average interest rate for new floating-rate mortgage advances in Scotland dropped significantly to 5.01%, down 1 percentage point from the previous period....

Understanding Stamp Duty in Scotland: A Guide to LBTT in 2025

Understanding Stamp Duty in Scotland: A Guide to LBTT in 2025

Although commonly referred to as stamp duty in everyday conversation, in Scotland, the property transaction tax is officially called the Land and Buildings Transaction Tax (LBTT). Here’s everything you need to know about how it works, how much you might pay, and...